Fully vetted analysts for insurance teams.
Trusted by leading organizations
How we can help
When volumes spike or priorities shift, insurance teams need execution capacity fast.
Gratia provides embedded or on-demand analysts so you can keep your operating model and still move work forward.
Our insurance services
Claims operations and controls
Map routing logic, tighten validation checkpoints, and standardize exception handling to reduce leakage and operational risk.
Underwriting and pricing analysis
Build segmentation, profitability views, and pricing models that tie exposure, loss experience, and market assumptions together.
Portfolio reporting and performance
Define metrics, automate recurring reporting, and deliver audit-ready documentation for leadership and month-end reviews.
Working with Gratia analysts
Share your challenge
Tell us what you're trying to solve. We'll understand your business context, technical requirements, and how you work.
Meet your team
We introduce you to the Gratia analysts who'll work on your project. Choose based on expertise, communication style, and fit with your workflow.
Launch in 48 hours
Your team starts delivering within 48 hours. Expect clear weekly outputs, seamless communication, and documentation ready to use.
Case highlights
Scaling Operations Without Headcount
A high-growth insurance carrier struggled with manual, exception-heavy communication workflows that created bottlenecks as volume scaled. Gratia redesigned the end-to-end operating model by restructuring decision paths and introducing automation-ready processes. We turned a fragmented system into a resilient framework that supports rapid growth.
Our workflow redesign gave leadership the confidence to scale sustainably, ensuring consistent execution and lower operational risk as the business expanded.
Optimized decision paths
We redesigned escalation logic and communication touchpoints to remove manual intervention and prevent rework loops
Reduction in manual effort
By introducing automation-ready SOPs, we enabled the team to handle significantly higher volumes without increasing staff costs
Ensuring Compliance at Scale
A U.S. auto insurer needed to process a massive volume of sensitive litigation and injury claims under strict regulatory timelines. Gratia implemented a robust Quality Assurance framework and standardized review workflows. We helped the team maintain high processing speeds while drastically reducing the risk of costly compliance errors.
Our QA controls transformed a high-pressure manual process into a scalable, audit-ready operation, giving leadership total confidence in their regulatory standing and financial protection.
Claims audited
We conducted a deep-dive review of over 1,000 claims to identify and fix compliance gaps in real-time.
On-time processing
We optimized the review cycle so that speed never compromised accuracy, even during peak volume spikes.
Articulating the Future of Risk
Evaluating growth in the rapidly expanding U.S. parametric insurance market required a data-backed narrative for investors. Gratia conducted a comprehensive market assessment, quantifying climate-related disaster exposure and the structural advantages of parametric models. we provided the strategic roadmap needed to justify a large-scale M&A and expansion plan.
Our strategic assessment enabled JMGC to position parametric insurance as a scalable solution for climate risk, accelerating their readiness for strategic transactions and U.S. expansion.
Industry segments mapped
We analyzed disaster exposure and unmet demand across sectors like agriculture, energy, and construction to identify high-growth targets
CAGR market forecast
We delivered a data-backed sizing of the U.S. parametric market, providing the quantitative "Investment Case" needed for capital engagement
The story of Gratia
Gratia was born from a contradiction I couldn't ignore. High-potential analysts and consultants felt trapped by bureaucracy and location. Meanwhile, ambitious companies struggled to find hands-on talent and were stuck with slide decks instead of real outcomes.
I realized the system hadn't caught up with the realities of a remote, AI-enabled market, so I built Gratia: an apprenticeship-based platform where opportunity is defined by what you can do and deliver.
Jackie Churchwell, CEO
Remote-first since the start
Real work on real projects
Analysts trained and matched
Exceptional client satisfaction
